Posted in Life

New Year’s Resolution and What’s Ahead

The year is almost to an end.  A lot of people are looking forward to Christmas and New Year.  However, this time would be best to reflect on what happened and to strategize on what you plan to do in the year ahead.

For some people the start of the year is when they plan to start their New Year’s Resolution.  One thing I’ve noticed with doing resolutions is we start strong but lose interest as days and months go by.  Some people even bet on how long before they stop doing it.  The end of the year is also the best time to evaluate your finances.

Here are some New Year’s Resolution that might be worth doing:

  1. Finance
    • You can do a savings challenge ($1 a day or something like that). 
    • Set an achievable goal ($1,000 towards your emergency fund, max out your IRA contributions for the year, clear your student loan debts, save up for a down payment of a home or car)
    • Start a side hustle to increase your income.
  2. Health
    • Drink 8 glasses of water a day
    • Get at least 150 minutes of moderate exercise a week.
    • Do a meatless meal once a week.
  3. Mental:
    • Reach out to a friend once a week. 
    • Meditate daily.
    • Enjoy your surroundings and be a good neighbor.
    • Go old school (turn off your gadgets/TV and read a book)
    • Start a Grateful Journal.  At the end of the day before you sleep, write down in a journal at least 3 items you are thankful for.
  4. Personal Enrichment:  Learn something new.

As for myself, my new year’s resolution will include something on finance, health, faith and personal enrichment.  I’ve yet to complete my financial evaluation but I will try to finish it before the year ends.  It would be nice to hear what some of your resolutions would be.


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